
How Pickleball Saved Me
Pickleball. The fast-growing sport with the silly name. If you’re not already playing, then you’re probably thinking about it, or maybe you have friends telling
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Work With Martin
Martin is a KNOWN EXPERT in the HECM/Retirement planning world who has helped hundreds of people realize their retirement dreams.
- Industry expert with decades of experience
- 30 years+ experience as a writer in the financial industry
- Has provided world-class training of thousands of mortgage professionals
- Saved 1000s of homeowners from foreclosure
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The HECM Line of Credit: It Should be Called the “Retirement Mortgage”
I need to straighten something out that is both important and widely misunderstood. HECM is the acronym used to describe the federal government’s insured mortgage

HUD’s Recent Changes to HECM Reverse Mortgages are Positive
Last fall, HUD announced changes to the Home Equity Conversion Mortgage (HECM) program that took effect as of October, 2017. HECMs

How Pickleball Saved Me
Pickleball. The fast-growing sport with the silly name. If you’re not already playing, then you’re probably thinking about it, or

HELOCs Often a Bad Choice for Older Homeowners
HELOCs were never designed for retirees. They are designed for working-age people… people whose incomes tend to rise over 10

Overestimating Access to Home Equity in Retirement is Dangerous
Over the last few years, I’ve spent a great deal of time talking to people in or approaching retirement, and








