Working Past Age 65 is Possible, but Not Certain

Hipster elderly man working in cafe

You might be able to work until you’re 90.  It’s possible.  I don’t know if you will, however, and neither does anyone else.  It should also be pretty clear that it might not work out that way, and counting on being able to work after age 65 is not a retirement plan… it’s betting on […]

Overestimating Access to Home Equity in Retirement is Dangerous

Piggy bank on money concept for business finance, investment and

Over the last few years, I’ve spent a great deal of time talking to people in or approaching retirement, and I’m here to tell you that when it comes to looking at retirement, we are in general an overly optimistic bunch.  I’m not saying we should be pessimistic about our futures… I’m just suggesting a […]

Time Magazine – New Reverse Mortgages Good for Retirees

Woman reading a magazine

With all of the negative press that reverse mortgages have received in the past, Time Magazine appears to have finally figured out that reverse mortgages aren’t some sort of scam, bad deal or loan-of-last-resort. In fact, Time now sees them as a positive thing for retirees. In Time’s article titled: “Retirees’ Biggest Asset May Be […]